Loan Products

Pembejeo Loan

These are loans guaranteed by Government through Agricultural Input Trust Fund for agricultural inputs in duration of 12-24 months.

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Trade Loans

Bonds and commodities are much more stable than stocks and trades. We allow our clients to invest in the right bonds & commodities.

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Over Drafts

It is a short term facility offered for a period of one year to customers for the business at the maximum level of cash that allows current account holders to write cheques or make withdrawals.

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Warehouse receipt system

The only collateral required by KCBL is the coffee produce that farmers have and good leadership of the Society.

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Uwezeshaji Loan

These loans are offered for 12-24 months, and guaranteed by Government to finance individual and economic groups who have no access to conventional financial institutions, for undertaking economic activities.

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Maendeleo Group Loan

Specially designed for registered groups which a doing socio-economic activities.

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Salary Based Loan

This loan scheme is designed to assist all salaried workers; these loans are provided to employees in different formal sector for a duration from12-24 months.

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