About Kilimanjaro Co-operative Bank Limited (KCBL)

KCBL is a regional bank with dual registration as a cooperative society and a bank. It was founded in 1994 to meet the financial needs of cooperative societies in the Kilimanjaro region that were not being met by existing commercial banks. KCBL was granted a banking license in 1995 and began operations in 1996.

KCBL membership is open to all registered cooperative societies in Tanzania, as well as individuals, groups, companies, and government and non-government organizations. Banking services are open to the general public.

Our Vision

To be the leading Co-Operative bank offering world-class and inclusive financial services in Tanzania.

Our Mission

To provide tailored financial solutions anchored on technology and innovation to achieve mass outreach, distinctive customer experience, and create value for all stakeholders and employees.

Our Core Values


Knowledge and understanding


Making the difference


Speed and rapid adaptation to changes


Caring for our people and society


We own our actions and decisions


Creating value

Management Team

General Manager

Head of Internal Audit
Head of Credit
Head of ICT

Board of Directors

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