Personal Banking

At KCBL, we understand that everyone’s financial needs are unique. That’s why we offer a wide range of personal banking products to help you achieve your financial goals.

Baba Pesa Account

A unique saving plan for men who wish to meet their financial obligations as well as personal Goals and dreams by investing a small amount every month.

Individual Current Account

This is non-Interest Bearing cheque account designed to facilitate payments. Withdrawals are made on demand or instructions by the customer to the bank to make payments on his/behalf and as per instructions

Jasiri Account

This is current account tailored for micro and small business enterprises, religious institutions and micro self-employed individuals

Juhudi Account

This is designed fixed deposit account where the customer invests funds for a special period of 3 years while enjoying monthly interest.

Kilimo Tija Account

A savings account designed for individual’s farmers to enable them to save as well as assist in daily transactions.

Mafao Account

A saving account designed for retirees to enable a safer way to receive their pensions, gratuity monthly pensions, and other transfer benefits

Mama Afrika Account

This is designed as a unique saving plan for women who wish to meet their financial obligations as well as personal Goals and dreams by investing a small amount every month.

Mjengo Account

This is designed as a unique saving plan for all individual who wish to acquire better housing and Settlement scheme by depositing at least 30% of house project value as equity contribution.

Msomi Account (S16)

A saving account designed for students to enable them to save their subsistence allowance and pocket money while at university/college or at school.

Mtoto Account

A savings account specifically designed to enable parents and/or guardians to conveniently save for their children, especially for school fees, medical treatments, etc.

Normal Savings Account

A normal Savings Account is a savings account that provides an opportunity to grow deposits through savings and provides the ability to access customer accounts through integrated delivery channels

Salary Account

A savings account designed to facilitate salary payments for employee segment. It is an account in which employees' salaries are paid, by their employers through the Bank.

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